The Latitude 28 Degrees Global Platinum Mastercard is an international credit card that offers no international transaction fees on purchases with no annual fee. If you make a payment off the card through BPAY, you are charged a payment handling fee of $0.95 (online) & $2.50 (in person).
How do I cancel my 28 degrees card online?
How do I close my account?
- Open the app and select your card.
- Tap on the menu option in the top right-hand corner of the screen.
- Select Close account request from the Manage account section.
- You’ll need to provide your personal details and then you can submit your request.
How do I cancel shoppers 28 degrees?
You can cancel Shoppers Protection at any time just by ringing the credit card centre on 1800 800 230, however be aware that if you cancel the insurance, you are NOT able to reinstate it on the card in the future (as per advice from the call centre June 2015).
Can I withdraw money on my 28 degrees card?
Yes, you will still be charged a cash advance fee if you withdraw cash from your 28 Degrees MasterCard even if the card has a positive credit balance. We do not recommend that you load your card into credit as this is not the intended purpose of the card.”
How do I pay my 28 degrees Mastercard?
You have four options when repaying your Latitude 28° Global Platinum Mastercard:
- Use the Online Service Centre (OSC) to debit a payment from your bank account.
- BPAY (which attracts a $0.95 fee from 11 July 2016 onwards)
- Cheque.
- Automatic monthly direct debit.
Which international credit card is best?
9 Best Credit Cards for International Travel
- Citibank Premier Miles Credit Card.
- American Express Platinum Travel Credit Card.
- HDFC Bank Regalia Credit Card.
- Axis Bank Miles & More World Credit Card.
- Jet Privilege HDFC Bank World Credit Card.
- HSBC MakeMyTrip Signature Credit Card.
- Air India SBI Platinum Card.
Who owns latitude28?
Latitude Financial Services
28 Degrees Master Card, which is widely recommended on these forums for overseas purchases, has a new parent company. GE Money is under new ownership and is now known as Latitude Financial Services.
Can I use my 28 degrees Mastercard in Australia?
Some banks will even charge you a fee for an Australian dollar purchase made overseas. That’s why carrying the Latitude 28° Global Platinum Mastercard is a great travel companion, because you won’t pay any overseas or foreign transaction fees on purchases!
What is a credit limit minimum?
Credit cards have a minimum credit limit, which is the lowest credit line offered to an account holder. The term minimum credit limit is often used in relation to credit card accounts. The minimum credit limit is the lowest line of credit that a card company will offer to applicants.
Does 28 degrees have travel insurance?
Get travel insurance There are policies and options to suit different styles of travel or activity. It’s best to make sure you’re protected as soon as you’ve booked your travel. Find out more about Latitude 28° Global’ preferred travel insurance provider.
What’s a normal credit limit?
A credit card issuer will review several factors to determine what a cardholder’s credit limit will be. Typically this happens when someone applies for a credit card with that issuer for the first time. Annual reviews may also occur after issuance. Here are a few things that card issuers consider.
What is an annual fee?
An annual fee is a yearly charge by banks and financial institutions to customers for use of their credit cards. The card issuer adds the annual fee to the customer’s statement.
Will my 28 degrees MasterCard charge a cash advance fee?
Yes, you will still be charged a cash advance fee if you withdraw cash from your 28 Degrees MasterCard even if the card has a positive credit balance.
What are the ATM fees on the 28 degrees global Platinum MasterCard?
The ATM fee also means that you won’t want to be making too many small withdrawals, otherwise, the fees can add up. 28 Degrees Global Platinum Mastercard charges interest on cash advances (for when you draw cash out of an ATM), set at 21.99%, plus the greater of $4 or 3% of the cash advance total.
What is the 28 degrees MasterCard and how does it work?
The 28 degrees mastercard is designed specifically for travellers, and the features and benefits it offers have been selected to be useful to people living international lifestyles. However, there are alternatives if you travel often. You could use your regular bank debit or credit card, for example.
How is the exchange rate set on the 28 degrees card?
The exchange rate normally used for purchases and ATM withdrawals using the 28 degrees card, is set by Mastercard. If you’re making a purchase in a foreign currency it’s converted to US dollars, before being converted again to AUD for listing on your statement. Here’s how it’s explained in the card’s FAQ webpages⁵:
