Many married women are entitled to a basic state pension at 60 per cent of the full rate because of their husband’s record of National Insurance (NI) Contributions in circumstances where their own record of NI Contributions would provide a lower pension.
When can my wife claim her State Pension?
See section 8 for information about increasing or inheriting State Pension from a spouse or civil partner. You can claim State Pension when you reach State Pension age. As of April 2021, this is 66 for men and women. The table below shows when you become entitled based on your date of birth.
When do married women get a state pension?
Up until then, married women who reached State retirement age on or before 5 April 2016, who had less than 30 years contributions or credits, received an uplift in their pension when their husband turned 65, so that their pension would be at least 60% of his basic State pension entitlement.
What to do if your husbands state pension is less than 60%?
If the basic state pension is less than 60% of his basic state pension, you may not have received the increase due from your husband’s 65th birthday. You should contact the DWP Pensions Centre 0800 731 7898 to query this, request the increase, back payments and interest.
Can a widow get a state pension if her husband died?
Widowers and heirs of married women Where the woman has now died but who was underpaid state pension during her life, especially where her husband turned 65 after 17 March 2008. Divorced women (particularly those who divorced post retirement) You should check you are benefiting from the contributions of your ex-husband.
Why did women get 60% pension increase?
Married women who had not paid the stamp but had missed out on making contributions due to staying at home with the kids also qualified for the boost to 60%. The policy was deemed unfair and was changed in 2016 so women’s pensions were no longer linked to their husbands.
