You won’t normally receive your State Pension automatically. You should get a letter from the Pension Service no later than 2 months before you reach State Pension age. If you don’t, you can still make a claim. If you don’t receive a letter, give the Pension Service a call on 0800 731 7898 (textphone: 0800 731 7339).
Does everyone get a State Pension when they retire?
The State Pension is a regular payment from the government most people can claim when they reach State Pension age. Not everyone gets the same amount. How much you get depends on your National Insurance record. For many people, the State Pension is only part of their retirement income.
Will I get a State Pension if I have never paid National Insurance?
If you haven’t paid enough national insurance contributions yourself, you may still have some entitlement. As long as you satisfy the national insurance conditions, you can get Basic State Pension even if you are working or have other income.
When do you get a new state pension?
Your new State Pension is based on your National Insurance record when you reach State Pension age. You’ll usually need to have 10 qualifying years on your National Insurance record to get any new State Pension.
Why do people not get the full state pension?
However, many don’t claim the full amount because they had gaps in their employment history. Women, in particular, are left on far worse pensions. Under the existing system, there are also various top-ups and credits retired people can claim. But from 2016, a new flat-rate pension will be introduced.
How to claim state pension in the UK?
As a new user I can’t unfortunately provide a link. google “claim state pension” and click on the second result from the top: “The new State Pension: How to claim – GOV.UK” link. This will give you your options. Thanks for your reply. I just wondered why I had not yet received my letter and how others had fared receiving theirs.
What happens if you work past state pension age?
If you carry on working past state pension age, you may decide to put off claiming state pension until later. To compensate for postponing your pension, you can get a higher amount of state pension when you eventually claim it. Our guide to deferring your state pension explains how.
