age 62
This worksheet shows how to estimate the Social Security monthly retirement benefit you would be eligible for at age 62 if you were born in 1947. It also allows you to estimate what you would receive at age 66, your full retire- ment age, excluding any cost-of-living adjustments for which you may be eligible.
What age can I collect my deceased husband’s Social Security?
age 60
The earliest a widow or widower can start receiving Social Security survivors benefits based on age will remain at age 60. Widows or widowers benefits based on age can start any time between age 60 and full retirement age as a survivor.
When do you get your spouses Social Security benefits?
You will receive your full spouse’s benefit amount if you wait until you reach full retirement age to begin receiving benefits. You will also receive the full amount if you are caring for a child entitled to receive benefits on your spouse’s record who is younger than age 16 or disabled.
Can You claim Social Security benefits if you were born in 1960?
For example, if you were born in 1960 or later, your FRA is 67; if you were born between 1943 and 1954, it is 66. You can only receive 100% of your benefits if you wait until your FRA to claim. If you claim earlier, you will receive less—and if you claim after age 70, you receive an 8% bonus for each year that you delayed claiming. 4
How much of my husband’s Social Security do I get?
Depending on your age upon claiming, spousal benefits can range from 32.5 percent to 50 percent of your husband’s or wife’s primary insurance amount (the retirement benefit to which he or she is entitled at full retirement age, or FRA). Regardless of the amount of the spousal benefit, it does not affect the amount of your mate’s retirement payment.
Can a spouse collect Social Security on their own work record?
You can collect benefits on a spouse’s work record regardless of whether you also worked. If your own retirement benefit is lower than your spousal benefit, Social Security will pay you the higher amount. To qualify for survivor benefits, you must have been:
