How do I check my Dutch pension?

You can access the pension register at mijnpensioenoverzicht.nl (in Dutch). You will need your DigiD to do this. If you have any further questions about your pension or the amount of your pension, please contact the pension fund or your pension insurer.

Can I claim a Dutch pension?

Living abroad and the Dutch state pension It is possible to receive the state / AOW pension if you move out of the Netherlands. Whether you receive it, and how much, depends on several factors, mostly how long you have lived in the country and at what point you leave.

How does the Dutch pension system work?

The Dutch state pension is funded by worker contributions, at a rate of 17.9% of salary. Single pensioners entitled to the full state pension can receive a gross total of €1,270.67 in 2020 (70% of the net minimum wage), while married or cohabiting couples can receive €870.03 for (50% of net minimum wage).

Which country has the best retirement system?

Netherlands
How All Countries Ranked

Global Pension System Ranking by Country
RankCountry2020 Index Score
1Netherlands82.6
2Denmark81.4
3Israel74.7

Is there an agreement in principle on Dutch pension system?

On 5 June 2019, the parliament, employers and trade unions presented an agreement in principle on the reform of the Dutch pension system. Some details of this agreement in principle are known, whereas other details will be worked out in the coming period.

What happens to your pension if you move outside the Netherlands?

If you move outside the Netherlands, this can reduce your pension amount/ Individuals aged between 15 and 65 can lose 2% of their Dutch pension for every year they haven’t lived in the Netherlands. In some circumstances, foreigners working abroad can still benefit from the Dutch pension system.

How did the financial crisis affect the Dutch pension system?

Dutch pension funds were undoubtedly affected by the financial crisis of 2008-2009, but the facts speak for themselves: in hardly any other country is poverty amongst older people so low and the difference between disposable income before and after retirement so small.

What makes up the third pillar of the Dutch pension system?

Private pension schemes, known as annuities, make up the third pillar and are voluntary contributions by the individual. The Dutch pension is not designed to be a standalone income for retirees in the Netherlands, and should be supplemented by one or both of the second and third pillars to ensure sufficient retirement income.

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