There is no such thing as a State Pension that is specifically for married couples. Previously, many women had gaps in their National Insurance record or had paid the specially reduced ‘Married Woman’s Stamp’ or ‘Small Stamp’, meaning they would reach pension age with limited pension entitlement in their own right.
Will my company pension reduce when I receive my State Pension?
Saving into a workplace pension does not affect your entitlement to the State Pension. How much State Pension you qualify for is based on your National Insurance contributions record.
Do you still get State Pension if you have a private one?
Your State Pension is based on your National Insurance contribution history and is separate from any of your private pensions. Any money in, or taken from, your pension pot may affect your entitlement to some benefits.
Can a pension provider use the emergency code?
If your pension provider already knows your tax code for the year, and the correct amount of personal allowance you should receive, it can use this instead of an emergency code. This means that there is less risk of overpaying tax and having to claim this back.
Who is eligible for the state pension in the UK?
Anyone living in the UK is eligible to receive the State Pension if they have a minimum number of qualifying years of National Insurance contributions. Find out more about how the State Pension works Conversely, a private pension is one in which you invest in voluntarily.
What do I need to do to contact the Pension Service?
Contact the Pension Service to: report a change in your circumstances, such as a change of address or bank details Phone lines are currently busier than normal because of coronavirus (COVID-19). Contact the International Pension Centre if you live abroad. You can check how much State Pension you could get when you reach State Pension age by:
Where can I get an estimate of my state pension?
This includes National Insurance contributions that you pay when you are working and contributions that are credited to you when you are unable to work. You can get an estimate of how much State Pension you could get on GOV.UK. This is called a State Pension Statement.
