Medicare & Employer Coverage Many people ask, “Can I sign up for Medicare and still work full time?” The answer is, yes you can. And you can have both employer health coverage and Medicare. Depending on your situation, one will act as your primary coverage and one as secondary.
Can you qualify for Medicare if you are under 65?
Medicare is available for certain people with disabilities who are under age 65. These individuals must have received Social Security Disability benefits for 24 months or have End Stage Renal Disease (ESRD) or Amyotropic Lateral Sclerosis (ALS, also known as Lou Gehrig’s disease).
Do you have to enroll in Medicare at age 65?
Most people benefit by enrolling in Medicare Part A at age 65, whether or not they continue to work. There are no premiums for most people, and enrolling now will help you avoid gaps in coverage down the road.
Can you still get Medicare if you are still working?
Usually, you can continue to receive benefits from your employer and enroll in Medicare when you’re ready to replace that coverage. You may want to join at least premium-free Medicare Part A, if you’re eligible when you turn 65 years old. The secondary coverage can help eliminate gaps in your group health plan and may help to save you money.
Can you opt out of Medicare when you turn 65?
For the record, if you’ve already filed for Social Security, you’ll automatically be enrolled in Medicare Parts A and B when you turn 65. However, you have the option to opt out of Part B, which you may want to do if you (or your spouse) is covered by an employer plan.
Who is eligible for Medicare in the United States?
Who is eligible for Medicare? Generally, Medicare is available for people age 65 or older, younger people with disabilities and people with End Stage Renal Disease (permanent kidney failure requiring dialysis or transplant).
