Halifax Packaged Bank Account Refund If you have had a packaged bank account complaint against Halifax, you may be entitled to claim a full packaged bank account refund of all fees from the Halifax. The refund of packaged bank account fees would include compensation interest at 8%.
How far back can I claim PBA?
There is no time limit on how far back you can claim, but in England and Wales the statute of limitation is six years, while in Scotland it is five years. The further back you go, the harder it is to complain.
How much does it cost to reclaim a bank account?
Bank charges are the penalties the banks and building societies levy when you go beyond your authorised overdraft limit. These can be hefty, at up to around £15 a pop, and can add up quickly, crippling some people’s finances. For full info, see the Reclaim Bank Charges for Free guide. How do I know if I’ve got a packaged account?
Can You claim a packaged bank account you no longer have?
You’ll need the evidence. Can I claim for a packaged bank account I no longer have? Yes. Even if you no longer have the account, if you think you were mis-sold and you can get your hands on the paperwork then you can complain to your bank going as far back as when you had the account.
What to do if you have been charged by a bank?
If you’re reading this after a one-off recent bank charge or a charge applied in error, just call the bank and see if it’ll wipe it. This guide is aimed at those who’ve had a number of charges that have snowballed over a longer period. For many people, especially those who’ve had charges on charges, payouts could still be possible.
Can you reclaim bank charges after a court case?
Bank charges reclaiming didn’t end after the court case in 2009, people still regularly get some of their excess charges back. They can add up to £1,000s, joining the £1bn already repaid. If you’re in financial hardship, you could reclaim the charges for breaching your overdraft.
